Critical illness insurance

Critical illness insurance

Advancing medical technology and increasing life expectancy mean that surviving after serious illness is a challenge for many families. Your employees are 5 times more likely to suffer a critical illness than they are to die before retirement. Critical illness insurance provides the employee with a tax free cash lump sum after diagnosis of a medical condition or event covered by the plan. This can be used to ease money worries at a difficult time, perhaps also paying for a period of extended convalescence. Depending on the level of cover chosen, lifestyle adjustments such as reduced working hours may be made easier.

We deal with a range of quality providers offering this cover and will guide you through their policy differences as well as negotiating the lowest premium rates.